| Cost | Our guide |
|---|---|
| Insurance | Car insurance costs in Swindon |
| Fuel | Average fuel prices in Swindon |
| Road tax (VED) | GOV.UK – vehicle tax checker |
| Parking | Parking in Swindon |
| Commuting | Cost of commuting Swindon–London |
Main costs
- Insurance
- Required by law – see car insurance costs in Swindon
- Fuel
- Average fuel prices in Swindon
- Road tax (VED)
- Depends on vehicle – check GOV.UK vehicle tax
- MOT & servicing
- MOT required for cars over 3 years old
- Parking
- Parking in Swindon
Insurance
Car insurance is compulsory. Premiums in Swindon depend on postcode, age, vehicle, and history. Our guide to car insurance costs in Swindon explains what affects the price and how to compare.
Fuel
How much you spend on petrol or diesel depends on how far you drive and the price at the pump. See average fuel prices in Swindon for where to check current prices and how to reduce consumption.
Road tax (VED)
Vehicle Excise Duty is set by the government and depends on the vehicle’s CO2 emissions (or age/engine size for older cars). You can check the rate for your registration on GOV.UK. Electric vehicles currently pay no VED in the first year; rates change with government policy.
MOT and servicing
Cars over three years old must have an annual MOT. Servicing costs vary by garage and what’s needed. Budget for both to keep the car legal and reliable.
Parking
If you park in town, at work, or on-street, add parking costs. Our parking in Swindon guide covers town centre car parks, park & ride, and typical charges.
Other costs
Don’t forget: breakdown cover (optional), repairs, replacement tyres, and cleaning. If you commute by car to London or elsewhere, see cost of commuting from Swindon to London for train alternatives and cost comparison.
Information correct as of February 2026. Tax and fuel duty can change. Use GOV.UK and current fuel price sources for up-to-date figures.